Study on Early-Warning system for property Insurer”s Solvency Risks
This article try to build the basic proposition of property insurance company risk early-warning system.First,defines the warning object.Secondly,finds and analyze the risk factors,answer ”warning what” ;Then,selects 5 categories including 18 financial indicators and sets corresponding risk warning threshold as ”an objective risk assessment of early-warning”.This is the core and focus of the article.Based on their nearly 6 years annual data,this article chose fuzzy comprehensive evaluation to assess the annual risk of 21 insurance companies as a research goal,and these companies sharing the market more than 90%.The article uses the first published actual condition indicators of the solvency of property insurance companies for reference,the results are consistent with the reality.The result of this study has a certain practical value.
Property insurance Risks early-warning Fuzzy comprehensive evaluation
ZHANG Fangjie TENG Huanqin
School of Economics, Shandong University,jinan250100, China China Insurance Regulatory Commission Shandong Office Jinan, China
国内会议
昆明
英文
76-92
2013-07-17（万方平台首次上网日期，不代表论文的发表时间）