Analysis of Insurance Underwriting Using Social Media Networking Data

摘要：

To make appropriate underwriting decisions and prevent insurance fraud, insurance companies attempt to collect various sources of data to accurately rate the risk profile of certain classes of policyholders or applicants.In this context, underwriters will often cast a broad net in discovery requests,seeking as much documentation as possible to search for inconsistencies in the applicant or policyholder”s story or indications of potential fraud.However, these traditional techniques are labor intensive and veryexpensive.

关键词： insurance underwriting social media networking adverse selection insurance fraud

作者: JIANG GONG FAN

会议类型: 国内会议

会议名称: 2015第8届中国保险教育论坛

会议地点: 大连

会议语种:英文

页码: 389-401

在线出版日期: 2015-10-22（万方平台首次上网日期，不代表论文的发表时间）