Rural Finance Exclusion in China:Investigation and Governance
The construction of people”s livelihood in rural areas not only needs to meet their basic requirements such as elders” care, medical care, and insurance and so on, but also needs to encourage people living in rural areas and make them have confidence to earn a better live through the improvement of self-development ability.”Insufficiency of self-development ability” and ”the lack of opportunity of development” are two of the most important barricades, which interact rural ”finance exclusion” as both cause and effect and exert reciprocal intensification as well.The interviewing result from the 1938 random samples of local citizens living in villages and towns, which belong to 5 provinces and 26 counties and cities, shows that ”lack of funds” is the hugest barricade that prevents peasants improving their self-development ability.The situation is mostly caused by ”non-physical finance exclusion”.To govern this situation, the diversity of rural finance requirements and financial ecology cannot be separated, combination usage of different kinds of governance tools is needed.
construction of people”s livelihood self-development ability rural finance exclusion non-physical finance exclusion governance tool
Cheng huixia Wu wentai
School of Management,Beijing Normal University
国内会议
北京
英文
193-210
2013-06-05（万方平台首次上网日期，不代表论文的发表时间）