Study on Allocation of Regional Insurance Industry Resources of China Present Situation and Development in Western Areas
China has vast territory.Because of some historical and geographical factors,the distribution of regional economy in China presents obviously uneven as the dual economic structure.The regional insurance industry and its resource allocation have also shown a huge difference.Overall,the insurance industry has a better level of development in the eastern and central regions while in the western regions it started late and has a low level of development.As the regional insurance markets present large gap on primary premium,the number of insurance corporations and intermediaries,demand population and insurance environment,the distribution of these insurance industry resources is unbalanced for being intensively allocated in east China.In this paper,the factors that affect the resources allocation are analyzed.The population,education,income and polies are major issues that restrict the transformation from the potential purchasing power to a real one.By illustration,the paper reckons that when education,talents,policies resources have been allocated to west China,the insurance industry would be stimulated sharply within the economy development.
Insurance Industry Resources Resources allocation Regional Gap Development
REN Yashan
Insurance School of Central University of Finance and Economics,Beijing,P.R.China,100081
国内会议
北京
英文
16-19
2011-07-24（万方平台首次上网日期，不代表论文的发表时间）