Application of Game Analysis on the Collusive Insurance Fraud in China
The collusion between the insured and the service providers is a severe problem in insurance market,especially in the area of the automobile insurance,health insurance and injury insurance.Insurance fraud due to asymmetric information has been the obstacle to China?s insurance industry development.Facing such moral hazard costs,insurance companies and regulators should do something to solve it.This paper analyzes collusive insurance fraud base on the game theory and finds main factors bringing insurance fraud costs.And it gives some suggestions to establish an effective anti-fraud mechanism for insurance.
Collusive Insurance Fraud Anti-fraud Game Theory Difference between Payments Regulatory Cost
Xu Xu
Insurance Department,Beijing Technology and Business University,Beijing,China,100048
国内会议
北京
英文
20-25
2011-07-24（万方平台首次上网日期，不代表论文的发表时间）