Market Discipline and City Commercial Banks” Risk Taking
Since the end of 2006, commitment period of China”s joining into the WTO is over, Chinese bank industry fully opened, and market competition has become stronger.But China has an implicit deposit insurance, under this circumstances whether market discipline exists in city commercial banks has become an important question.This paper used data from 60 city commercial banks between 2003 and 2010 to analyze this issue.Study shows that before Chinese bank sector fully opened, the power of market is weak, market is unable to restrict city commercial bank”s risk effectively; in the wake of Chinese bank sector opening at the end of 2006, the power of market discipline gradually appeared, which controlled risk taking efficiently by price mechanism, but quantity discipline is always not obvious.
Market Discipline Banking Sector Risk Taking
Wang Yaling Liu Yingzhi
School of Fiance and Banking,Shandong Politechnic University,P.R.China,250100 School of Economy,Jinan University,P.R.China,453003
国内会议
济南
英文
729-734
2012-10-12（万方平台首次上网日期，不代表论文的发表时间）