Basel Ⅱ Impact on Loan Pricing

摘要：

This paper analyzes the Basel Ⅱ capital requirements in effect on loan pricing. Research shows that low-risk companies will adopt internal ratings bank loans to reduce the loan interest rate; the high-risk companies will adopt the standard method of bank loans in order to avoid lending interest rates.

关键词： basel internal ratings capital requirements loan pricing

作者: LI Xinxian

作者单位: School of Economics and Management, Shandong Institue of Light Industry, P.R.China, 250353

会议类型: 国际会议

会议名称: The 3rd International Institute of Statistics & Management Engineering Symposium(2010 国际统计与管理工程研讨会 IISMES)

会议地点: 威海

会议语种:英文

页码: 877-881

在线出版日期: 2010-07-24（万方平台首次上网日期，不代表论文的发表时间）