Research on Electronic Payment Model
With birth and expansion of the Internet, manyelectronic commerce systems have been developed andput into practice. At the same time, several electronicpayment models are introduced.We analyze the famousJW model and N.Asokan mode that are complicated andnot concrete. Based on their works, we introduce the 3epayment model according to the payment tools andN.Asokan model. The 3e payment model includeselectronic credit card payment model, electronic cashpayment model and electronic check payment model. Wecompare and analyses the three payment modesl from thefollowing aspects: actual pay time, transactioninformation, online/offline, user, current popular degree,anonymity, micro payment, small payment, large payment,database safeguarding, limit on amounts, direct cash-likepayment model and direct cheque-like payment model. Inthe last we classify the available online paymentprotocols that include VCC, SET, VCPT, CyberCoin,DigiCash, MilliCent, Netcash, NetBill with our 3epayment model. At the same time we discuss the paymentprotocols properties that include security, accountability,atomicity, anonymity, non-repudiation and fairness.
Bo Meng Qianxing Xiong
College of Computer Science and Technology Wuhan University of Technology Wuhan 430063 P.R.China
国际会议
厦门
英文
597-602
2004-05-26（万方平台首次上网日期，不代表论文的发表时间）